Travel insurance
Travel insurance
We explain here everything you need to know about travel insurance. Everyone loves to travel and there is a myriad of things to think about when traveling overseas for either vacation or business. We understand that planning for travel overseas can be a bit of a chore. A lot can happen while on a trip. Nobody likes to think about all the eventualities that can happen on their trip, but they do happen sometimes. Travel insurance has been designed for someone like you to cover everything. For anyone traveling abroad, it is the ultimate peace of mind. It protects you in case of any unforeseen incidents and covers all expenses. It also provides practical assistance 24 hours a day all year round. Acquiring travel insurance could eventually save you a lot of money. Thanks to us you can do that much-awaited travel with peace of mind.
Services covered
The menu of services covered by a travel insurance include
- emergency medical requests such as physician referrals
- medical evacuation and prescription replacement
- assistance with travel-emergency
- lost, stolen, or delayed luggage
- replacing lost travel documents and passport
- emergency cash transfers
- inoculation information
- pre-trip travel advice
- request for general travel information
- restaurant referrals and reservations
- sporting or theatre tickets
- wireless device assistance
Let us have a brief look at some of them to understand what it means.
Medical
The biggest fear people have is falling seriously ill in a country where they are unfamiliar with the customs or people and don’t know the language. An insurance covers you against costs of emergency medical attention including doctor and hospital costs, prescription medication, evacuation, repatriation, surgery as well as follow-up treatment. Moreover, it covers overseas medical expenses in case of pandemics including if you are tested positive with Covid 19. Not only does the travel policy come with emergency medical-related expenses but it also comes with the provision of an accident cover.
Illness, injury, death
Flight cancellations due to illness, injury, or death can all turn your perfect trip into a nightmare. If you are insured, it can provide you with an accident cover in the event of permanent disability due to an accident. Legal obligations due to accidental death, illness, or bodily injury of any person and damage or loss to the property are also covered.
Personal assistance
With travel insurance, you can call on your assistant for help whenever, wherever, or however you need it. If your credit card is stolen or lost, emergency travel counselors will help in contacting credit card companies, working with local authorities.
Miscellaneous travel coverage
Travel insurance can cover you in case of hijack, wrongful detention, or kidnap. You will also get protection such as repatriation of children, emergency accommodation, delivery of urgent medicine, consular referrals, and travel. In addition, this insurance will cover your travel and accommodation expenses incurred in the event of travel delays, curtailment, or cancellation.